

  Ǵ , 츮  Ʃ͡ΰ, աΰ? 
츮 ְ      Ʈ Դ! 
 ϻ  ϴ  Դ.  ǰ      Ǿ,  ü ǰ  ٽ   ִ. ǰ   ƴ ǰ ¥ ִ   âѴ.     ̸ ״(Wag the dog) ô. ýÿ ź մԿ   ʴ ħ ,   ٶ ʴ ħ  ٱϡ.   ٴ  Ʈ(Untact)     ٲ,   ϰ ִ. ̳ ɺ  ǵ帮 ǰ    δ. Ϸ翡   ̴      ʿ . 
 3   å 1塵 Һϴ  ġ Ģ̶  о  ⺻ ¤´. 2塵 Ҹ    ڸ     ũ ٷ.  3塵 4  ô뿡 ̷ غϴ   Ұϸ    ýð ϴ  忡    ؾ ϴ ҰѴ. 
30Ⱓ پ   ǹ  Ǹ    ̷  ڴ 4  ô뿡 ɸ°  ɸ    ְ Ѵ.    Ʃ͡ ̰,   ա  ڸ     ãƺ.

6Ⱓ Ȱ  22    , , , ݼ ϰ,   HSBC  (CE, Customer Experience)  Ѱߴ. 1990   ʷ CS 濵  ,  ,    ߿伺 Ȱϰ ϰ ִ CS    濵 Ʈ. 
ﺥóпб(ȣ) 濵а ʺ    Ȱ  ,  п  ߰, Ǵ뿡 濵 ڻ縦 ߴ.  α, ,   1900  , , ,    ų, ൿ   ؿԴ. 
()ѱ濵å  ̸ Ʈ濵Ҹ ϸ鼭 ع ̷п dz  ʿ õ   α⸦  ִ. ѱö åڹ,  , ڿ  ǰ ɻ Ȱϰ ,  Ǵ 濵п ӱ Ĺ 缺  ִ. 
ֿ   (2016), 濵 4.0(2016.  ),  ١(2015),   Ķ(2013), Ϸ縦 ص ó(2011), Ŀ (2009),   ϶(2007),  Ƹī(2003, ),  ƴ (2003), Ÿ á(2002),  ټ ,  ü   ڱ   Į ϸ鼭 ռ Ȱ  ϰ ִ.